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Common Myths and Facts About NPS

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Planning for life after retirement often feels overwhelming. There are countless opinions, mixed suggestions, and a lot of uncertainty that make people hesitate before taking any step toward long-term security. Before clearing the usual doubts, it helps to understand one simple point. This National Pension System  works under a transparent framework, and it is handled by licensed, professional fund managers who follow strict guidelines. Because of that structure, many investors see it as a dependable way to create stability for the years ahead. In the next section, we will break down the most common myths with easy-to-understand explanations and clear facts so readers can make decisions with more confidence. Myth 1: NPS gives low returns Facts: The returns would vary with the portion invested in equity and debt. Market-linked growth allows long-term compounding. The past has been superior compared to the expectations of the majority of investors. Choosing the right allocation ...